Fewer Cases Better Results
We appreciate that you have taken the time to read this book. You are going through a very difficult time in your life, and we know that you have a lot going on. We very much hope you have found this book helpful, as our primary goal was to help educate you about Oregon wrongful… read more
If your loved one had life insurance, that policy should pay separately from any wrongful death claim. People usually name specific beneficiaries in their life insurance policies. If the life insurance policy does name specific beneficiaries, then the life insurance company should pay those claims. Some people also have Accidental Death clauses added to their… read more
Insurance Policy Limits Oregon
Every insurance policy has limits. This is the maximum amount that the insurance company will have to pay. Automobile insurance limits are typically quoted as two numbers with a slash between them. For example, as of this writing, ORS 806.070 requires that an automobile policy issued in Oregon must have liability limits of at least… read more
What happens if I was injured by someone who is uninsured or underinsured?
If you’ve been injured by someone who is uninsured or underinsured, it can be difficult to understand what your claim is worth under your policy. It can also be frustrating since your own insurance company will probably try to pay as little as possible on your claim—even if you have coverage for this type of… read more
Should I sign the information releases that the insurance adjuster gave me?
It is very important that you do not sign any release forms that you received from an insurance adjuster without first talking to an attorney. Remember that the insurance adjuster’s main goal is to keep the payments they make to accident victims like you as small as possible. That’s why we are here for you—to… read more
How to Negotiate with a Personal Injury Claims Adjuster
As an injured person in an accident, or someone who has sustained damages to a vehicle in a car accident, one of your next steps will be to work with a personal injury claims adjuster. This can be a stressful experience for some people, especially for those people who have no idea what to expect… read more
Understanding Insurance Policy Limits
Every insurance policy has limits. This is the maximum amount that the insurance company will have to pay. Automobile insurance limits are typically quoted as two numbers with a slash between them. For example, as of this writing, ORS 806.070 requires that an automobile policy issued in Oregon must have liability limits of at least… read more
How many Uninsured Drivers are out there?
The Insurance Research Council conducted a study in 2009 that found about 10% of Oregon drivers (and one in seven drivers nationwide) were driving without insurance, and in January 2009 wrote “approximately one in six drivers across the United States may be driving uninsured in the coming years.” The study also found that when the… read more
Insurance companies love to talk about “accidents”, because that word implies that your injury was nobody’s fault. Insurance company lawyers like to use the word “accident” because they hope the jury will start to believe that the “accident” was not anybody’s fault. In reality, an “accident” is usually caused by someone who wasn’t paying attention…. read more
Having the Right UIM Coverage Makes a Difference
In Oregon, every driver is required to have at least $25,000 in UIM (underinsured motorist coverage). If you injury is worth $300,000, but the person who caused your injury only has $25,000 of insurance, then you could get stuck with just getting $25,000 unless you have good UIM. If the at-fault driver’s insurance limits will… read more