Personal injury claims are an important aspect of the legal world today. An Oregon personal injury claim is something that helps almost any kind of person injured in an accident that was no fault of their own in order to receive damages or compensation for their injuries that they suffer as a result of that accident. However, as with most legal claims, there are a wide array of factors that will affect the exact amount that is awarded as compensation to an injured individual, either by a claims adjuster during a settlement negotiation, or by a court or jury in an Oregon personal injury suit.
To begin, it is vitally important to understand one simple thing. You can drastically reduce the amount of time your claim takes, or seriously improve your chances of having a successful personal injury claim, if you take immediate action on your claim. You should never wait to file a claim with an insurance company or to file a personal injury suit if necessary.
As soon as you file the personal injury claim with the insurance company of the responsible party, you will be appointed a claims adjuster. This person will work with you throughout the entire process, and they will take a multitude of factors and evidence into account when determining their compensation for your claim, including:
- How quickly you sought help for your injuries in a medical sense, or if you sought any help at all. After an accident, bus sure to visit the emergency room or see your doctor as soon as possible after your accident in order to determine the extent of your injuries.
- The police report and any details contained therein. The police report, also known as the accident report, is often the first detailed account of the accident specifics. It will contain a lot of information, including the witness and accident-related details, as well as the investigating officer’s badge number and name. A claims adjuster will often contact this officer in order to confirm the information that is contained in the report.
- Witness accounts that are directly relevant to the accident, including any statements that support negligence or determine the at-fault party.
- Any photographic evidence that was taken at the scene of the accident, which may have been taken by yourself, any witnesses, or any law enforcement personnel who were present at the scene.
- Any relevant documentation that you or your place of work can provide that will show exactly what you have lost in terms of wages because of the fact that you were not able to work.
There is a great deal more that the claims adjuster may take into account when determining their settlement, but each case is different. The best way to ensure that you are getting the fairest compensation possible is to hire a personal injury attorney who has worked on a personal injury claim similar to yours. These kinds of attorneys have specific knowledge of the process and they know exactly how to work and negotiate with insurance claims adjusters.