When you’ve been involved in a car accident, you will undoubtedly spend some crucial hours putting together your claim and filing it with the responsible party’s insurance company. This can be a tricky business for some people, particularly depending upon the severity of the personal property damages or the severity of the injuries that have been sustained as a result of that accident. This is why most often times, Oregon residents will seek the help of Oregon car injury lawyers to assist with any negotiations with an insurance adjuster.
It’s important to know the process when getting involved with any kind of negotiations, but particularly the negotiations involving insurance adjusters. For many people the process can be simple, but for others, there’s a great chance that they can go into it not knowing some vital information. Here are a few things to know before speaking with an adjuster.
Don’t Settle Too Quickly
If you’ve been involved in an accident that wasn’t your fault and are still suffering from your injuries caused by that accident, you will likely receive a call from an adjuster. Most adjusters will start by offering to pay your current medical bills and lost wages up until that point in order to obtain a fast settlement.
This may seem like a great idea to many people at the time, but the fact of the matter is that you could be suffering with your injuries for much longer than you already have, which means you could be out of work for much longer too. Never be in too much of a hurry to settle, especially if any injuries you have sustained are extensive and may not be resolved in the near future.
Know That an Oregon Car Injury Lawyer Can Be There for You
When individuals who have been involved in a car accident begin talking with an adjuster, many become confused by the jargon the adjuster uses. For example, the insurance adjuster will likely discuss the different kinds of insurance that are relevant to the accident, including uninsured coverage, underinsured coverage, and liability insurance. If you aren’t sure what they mean, this is an excellent opportunity to bring in someone who speaks the language and is well-versed in the insurance lingo, such as an experienced personal injury lawyer.
If You Don’t Know, It’s Best to Leave it to the Professionals
There are many people who believe that they can negotiate their own settlements with the insurance adjusters. If your claim is small, such as a minor fender bender with minimal damage and no injuries, then negotiating the claim on your own may be the right step for you. However, with major injuries and personal property damage, it’s always best to hire an attorney. They can help you through every step of the process and ensure that you receive a fair and proper settlement because they’ve done this kind of work before.
Remember, the insurance adjuster is someone who is there to represent the best interests of the insurance company. Their job will be to do everything they can in order to settle for the smallest amount possible.