What is a broken arm worth? How about a bulging vetebral disc that causes nerve pain down the arm for six months until surgery fixes it? What if the surgery doesn’t work? Unfortunately, there is no science to this. In fact, here’s the crazy way that our society figures out what a broken arm is… read more
Category: Personal Injury Process
FAQ’s About Auto Accident Insurance in Oregon
What if the other driver was at fault, but doesn’t have insurance? How will I pay my bills? Well, to pay your bills initially, you will be able to use your PIP. But in addition to PIP, you will also have other coverage in your policy to cover expenses over $15,ooo. In Oregon, every driver… read more
How to use your Personal Injury Protection (PIP)
When you bought your insurance policy, if you are like most people in Oregon, you were thinking you were getting liability coverage, so if you caused a crash and injured someone, your insurance would take care of them. But your insurance also contains “personal injury protection.” known as PIP. The idea behind PIP is that… read more
Medical Liens and the Importance of Negotiation
If your health insurance or your auto insurance (PIP) pays your medical bills due to an injury that was someone else’s fault, and then you get a settlement from that person (or their insurance company), then your insurance company (that pays your medical bills) has the legal right to get back the money they paid… read more
The Basics of Liability Insurance
Every driver in Oregon is required to have liability insurance. Liability insurance is meant to protect you if you are legally responsible for an automobile accident. If you are driving and hurt someone else, your liability insurance will provide you with a lawyer, and will pay the injured person whatever amount he or she is… read more
The Basics of Auto Insurance Policies
If you’ve been in an accident, you will find yourself fielding calls, letters, and bills from multiple insurance companies. You may get confused, talking to the other driver’s insurance company, thinking it’s your own. It’s easy to make mistakes, and feel overwhelmed. We hope that laying out the different types of insurance will help you… read more
Here is a checklist of some steps you’ll want to consider in settling your case. Please note, this is not a list of what we do. As lawyers, we are able to take advantage of the legal system to do things differently. This is a helpful checklist of items that we hope the average person… read more
Oregon’s Statutes of Limitations
Many people ask the same question, how long do I have to file my personal injury case? In general, Oregon personal injury cases must be filed with the court within two years of the date of the injury. This does not mean you can decide one year and eleven months after your accident that you… read more
What is Underinsured Motorist Insurance?
When you bought your insurance policy, in addition to PIP and liability coverage, you also got underinsured motorist insurance (UIM). If someone else hits you and causes $150,000 worth of injuries, but only has $25,000 worth of insurance, UIM will make up the difference, but only if you have UIM policy limits of $150,000 or… read more
Can Bankruptcy Affect your Personal Injury Case?
If you are in bankruptcy, or might be soon, this can have an enormous effect on any recovery you may get from a personal injury case. If you are in bankruptcy, your claim does not belong to you; it belongs to your bankruptcy trustee. Generally, you can keep up to $10,000. But the rest usually… read more