News

FAQ’s About Auto Accident Insurance in Oregon

What if the other driver was at fault, but doesn’t have insurance? How will I pay my bills? Well, to pay your bills initially, you will be able to use your PIP. But in addition to PIP, you will also have other coverage in your policy to cover expenses over $15,ooo. In Oregon, every driver… read more

The Dangers of Distracted Driving

In 2013, 3,154 people were killed in distracted driving crashes. Distracted driving has become an increasing issue over the last few years and is easily preventable. Texting and driving is one of the most common forms of distracted driving. Seventy-one percent of young people say they have sent a text while driving. Texting and driving… read more

How to use your Personal Injury Protection (PIP)

When you bought your insurance policy, if you are like most people in Oregon, you were thinking you were getting liability coverage, so if you caused a crash and injured someone, your insurance would take care of them.  But your insurance also contains “personal injury protection.” known as PIP. The idea behind PIP is that… read more

Portland Ranked 10th Worst for Traffic in the Country

A study done by TomTom measured congestion in 200 cities throughout the world. The results are in, and Portland ranked as the 10th-worst city for traffic congestion in the United States. The methodology behind the study was to measure travel times during the entire day and during peak periods to compare them with travel times during… read more

Medical Liens and the Importance of Negotiation

If your health insurance or your auto insurance (PIP) pays your medical bills due to an injury that was someone else’s fault, and then you get a settlement from that person (or their insurance company), then your insurance company (that pays your medical bills) has the legal right to get back the money they paid… read more

How Various BAC Levels Affect your Driving

Alcohol-impaired motor vehicle crashes cost more than an estimated $37 billion annually. About one-third of the drunk driving arrests, crashes, deaths and injuries come from repeat offenders. All states have a legal limit of .08% BAC (blood alcohol concentration) for drivers over the age of 21 operating a motor vehicle. It is illegal for any… read more

The Basics of Liability Insurance

Every driver in Oregon is required to have liability insurance.  Liability insurance is meant to protect you if you are legally responsible for an automobile accident. If you are driving and hurt someone else, your liability insurance will provide you with a lawyer, and will pay the injured person whatever amount he or she is… read more

Oregon State Study Shows New Distractions Teen Drivers Face

A new study by Oregon State University found that teenage drivers in the Northwest understand the message about the dangers of texting and driving, but they don’t recognize other activities that can cause them to lose focus on the road. Teens believe they are great at multitasking, but when behind the wheel, it can be… read more

Oregon’s Deadliest Crashes Since 1946

In 1946, the Oregon Department of Transportation began keeping track of fatal traffic crashes. The Oregonian researched and verified the crashes making an interactive map of Oregon showing where the 47 deadliest motor-vehicle crashes occurred. The deadliest crash on I-5 in Oregon occurred December 23, 1965 when a Greyhound bus lost control on ice and 14… read more

The Basics of Auto Insurance Policies

If you’ve been in an accident, you will find yourself fielding calls, letters, and bills from multiple insurance companies. You may get confused, talking to the other driver’s insurance company, thinking it’s your own. It’s easy to make mistakes, and feel overwhelmed. We hope that laying out the different types of insurance will help you… read more