News
April is Distracted Driving Awareness Month
Most Americans drivers believe that hands-free devices are safer than using your cell phone. Over 30 studies show that hands-free devices are no safer because your brain is still distracted by the conversation you are having. Driver’s can miss up to half of what is going on around them including traffic lights, stop signs, pedestrians… read more
What is my Case Worth?
What is a broken arm worth? How about a bulging vetebral disc that causes nerve pain down the arm for six months until surgery fixes it? What if the surgery doesn’t work? Unfortunately, there is no science to this. In fact, here’s the crazy way that our society figures out what a broken arm is… read more
FAQ’s About Auto Accident Insurance in Oregon
What if the other driver was at fault, but doesn’t have insurance? How will I pay my bills? Well, to pay your bills initially, you will be able to use your PIP. But in addition to PIP, you will also have other coverage in your policy to cover expenses over $15,ooo. In Oregon, every driver… read more
The Dangers of Distracted Driving
In 2013, 3,154 people were killed in distracted driving crashes. Distracted driving has become an increasing issue over the last few years and is easily preventable. Texting and driving is one of the most common forms of distracted driving. Seventy-one percent of young people say they have sent a text while driving. Texting and driving… read more
How to use your Personal Injury Protection (PIP)
When you bought your insurance policy, if you are like most people in Oregon, you were thinking you were getting liability coverage, so if you caused a crash and injured someone, your insurance would take care of them. But your insurance also contains “personal injury protection.” known as PIP. The idea behind PIP is that… read more
Portland Ranked 10th Worst for Traffic in the Country
A study done by TomTom measured congestion in 200 cities throughout the world. The results are in, and Portland ranked as the 10th-worst city for traffic congestion in the United States. The methodology behind the study was to measure travel times during the entire day and during peak periods to compare them with travel times during… read more
Medical Liens and the Importance of Negotiation
If your health insurance or your auto insurance (PIP) pays your medical bills due to an injury that was someone else’s fault, and then you get a settlement from that person (or their insurance company), then your insurance company (that pays your medical bills) has the legal right to get back the money they paid… read more
How Various BAC Levels Affect your Driving
Alcohol-impaired motor vehicle crashes cost more than an estimated $37 billion annually. About one-third of the drunk driving arrests, crashes, deaths and injuries come from repeat offenders. All states have a legal limit of .08% BAC (blood alcohol concentration) for drivers over the age of 21 operating a motor vehicle. It is illegal for any… read more
The Basics of Liability Insurance
Every driver in Oregon is required to have liability insurance. Liability insurance is meant to protect you if you are legally responsible for an automobile accident. If you are driving and hurt someone else, your liability insurance will provide you with a lawyer, and will pay the injured person whatever amount he or she is… read more
Oregon State Study Shows New Distractions Teen Drivers Face
A new study by Oregon State University found that teenage drivers in the Northwest understand the message about the dangers of texting and driving, but they don’t recognize other activities that can cause them to lose focus on the road. Teens believe they are great at multitasking, but when behind the wheel, it can be… read more