{"id":4168,"date":"2011-09-23T08:42:08","date_gmt":"2011-09-23T15:42:08","guid":{"rendered":"https:\/\/pdxinjurylaw.com\/?p=4168"},"modified":"2011-09-23T08:42:08","modified_gmt":"2011-09-23T15:42:08","slug":"insurance-case-worth-lawyer","status":"publish","type":"post","link":"https:\/\/pdxinjurylaw.com\/es\/insurance-case-worth-lawyer\/","title":{"rendered":"\u00bfC\u00f3mo determina el seguro de mi coche el valor de mi caso de lesiones personales?"},"content":{"rendered":"

Vas conduciendo por la calle en Portland, prestando atenci\u00f3n al tr\u00e1fico a tu alrededor, y cruzas una intersecci\u00f3n despejada porque tienes la luz verde.<\/p>\n

\u00a1Bang!<\/strong><\/p>\n

Alguien que no estaba prestando atenci\u00f3n se pas\u00f3 un sem\u00e1foro en rojo, destroz\u00f3 tu auto y, lo que es peor, te hiri\u00f3. La otra parte dice que est\u00e1 segura de que su luz estaba en verde, as\u00ed que es hora de llamar a un buen Abogado de colisi\u00f3n de autos<\/a>. Tu coche es un desastre y has tenido gastos m\u00e9dicos, probablemente necesitar\u00e1s fisioterapia y te ausentaste tres d\u00edas del trabajo, por los cuales no te pagaron. Teniendo todo eso en cuenta, exactamente \u00bfC\u00f3mo decide una compa\u00f1\u00eda de seguros el valor de tu reclamaci\u00f3n?<\/strong>?<\/p>\n

Un\/a experimentado\/a Abogado de lesiones por accidentes automovil\u00edsticos en Portland<\/a> te dir\u00e9 que las compa\u00f1\u00edas de seguros generalmente trabajan desde un espec\u00edfico f\u00f3rmula de da\u00f1os<\/a>. Comienzan con lo que se denomina los gastos m\u00e9dicos totales incurridos por el perjudicado. A esto se le llama \u201cda\u00f1os especiales m\u00e9dicos\u201d, o en algunos casos, simplemente \u201cespeciales\u201d. Esta se convierte en la cifra base para la f\u00f3rmula.<\/p>\n

A continuaci\u00f3n, la compa\u00f1\u00eda de seguros debe determinar qu\u00e9 cantidad a\u00f1adir por dolor, sufrimiento y cualquier otro da\u00f1o no pecuniario. Esto es lo que se conoce como \u201cda\u00f1os generales\u201d. Si las lesiones sufridas fueron relativamente leves, el perito de seguros suele multiplicar la cifra base por 1,5 o 2. As\u00ed, si los gastos m\u00e9dicos ascendieron a $2,000, la nueva cifra estar\u00e1 entre $3,000 y $4,000. A las lesiones m\u00e1s graves o dolorosas se les asigna un multiplicador de hasta 5, y en casos extremos puede llegar a ser de hasta 10.<\/p>\n

En abogado experimentado en colisiones de autom\u00f3viles<\/a> puede darte una buena indicaci\u00f3n del tipo de cifra que puedes esperar. Una vez que la compa\u00f1\u00eda de seguros haya determinado el total de los gastos especiales y el multiplicador que se utilizar\u00e1 para los da\u00f1os generales, entonces sumar\u00e1n los ingresos perdidos como resultado de las lesiones sufridas.
\n
\nEso es b\u00e1sicamente todo. La f\u00f3rmula es simple y directa, pero tambi\u00e9n es solo el comienzo, y el n\u00famero al que se llega es solo el punto de partida para las negociaciones entre la compa\u00f1\u00eda de seguros y el abogado de lesiones automovil\u00edsticas. Una determinaci\u00f3n mucho m\u00e1s dif\u00edcil de hacer es el porcentaje de culpa. En otras palabras, \u00bfcu\u00e1nto tuvo la culpa la persona asegurada del accidente? Esto no es una ciencia exacta, y es aqu\u00ed donde tener un buen abogado de colisiones automovil\u00edsticas realmente puede valer la pena. En muchos casos, ambos conductores podr\u00edan tener parte de la culpa.<\/p>\n

Si tuvieras una peque\u00f1a culpa, quiz\u00e1s el 10 o 15 por ciento de la responsabilidad podr\u00eda atribu\u00edrsele. Si fueras el principal contribuyente al accidente, entonces hasta el 75 o 90 por ciento de la culpa podr\u00eda recaer sobre ti. En el caso hipot\u00e9tico al principio de este art\u00edculo, si se pudiera demostrar (mediante testigos, CCTV u otros medios que investigar\u00edan un abogado experimentado en colisiones de autos) que ten\u00edas luz verde, no ibas a exceso de velocidad ni conduc\u00edas de manera imprudente, y la otra parte se salt\u00f3 el sem\u00e1foro en rojo, d\u00e1ndote ninguna oportunidad de evitar la colisi\u00f3n, entonces se te deber\u00eda otorgar el 100 por ciento de la cifra final obtenida en la f\u00f3rmula. Si, sin embargo, se considera que alguien tiene una culpa leve, se deducir\u00e1 entre el 10 y el 15 por ciento de la cifra obtenida en la f\u00f3rmula de ese n\u00famero, y esto es lo que ofrecer\u00e1 la compa\u00f1\u00eda de seguros.<\/p>\n

En la mayor\u00eda de los casos, tanto t\u00fa como el ajustador de seguros sabr\u00e1n desde el principio qu\u00e9 parte del accidente fue tu culpa. Sin embargo, un abogado con experiencia en colisiones de autos se asegurar\u00e1 de que tus mejores intereses sean protegidos y de que recibas la compensaci\u00f3n que mereces. Dado que esta f\u00f3rmula puede complicarse por muchos factores, como la culpa, tratamientos m\u00e9dicos en curso, da\u00f1os a la propiedad, l\u00edmites de la p\u00f3liza, etc., deber\u00edas Contacta a los experimentados abogados de colisiones de autos de Portland en DuBois Law Group<\/a><\/strong>\u00a0para ayudarte a trav\u00e9s del proceso de lesiones personales.<\/p>","protected":false},"excerpt":{"rendered":"

Vas conduciendo por la calle en Portland, prestando atenci\u00f3n al tr\u00e1fico a tu alrededor, y avanzas por una intersecci\u00f3n despejada porque tienes el sem\u00e1foro en verde. \u00a1Pum! Alguien que no estaba prestando atenci\u00f3n se salta un sem\u00e1foro en rojo, destroza tu coche y, lo que es peor, te hiere. La otra parte dice que est\u00e1 segura de que su sem\u00e1foro estaba... leer m\u00e1s<\/a><\/p>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_content_optimizer_report_url":"","_content_optimizer_report_added":"","_content_optimizer_keyword_hide_used":false,"_content_optimizer_keyword_hide_above_average":false,"_content_optimizer_entities_hide_used":false,"_content_optimizer_entities_hide_above_average":false,"_content_optimizer_headings_hide_used":false,"_content_optimizer_questions_hide_used":false,"_content_optimizer_tab_active":"","_content_optimizer_report_url_ce":"","_content_optimizer_report_added_ce":"","_content_optimizer_keyword_hide_used_ce":false,"_content_optimizer_keyword_hide_above_average_ce":false,"_content_optimizer_entities_hide_used_ce":false,"_content_optimizer_entities_hide_above_average_ce":false,"_content_optimizer_headings_hide_used_ce":false,"_content_optimizer_questions_hide_used_ce":false,"_content_optimizer_tab_active_ce":""},"categories":[14],"tags":[109,216],"class_list":["post-4168","post","type-post","status-publish","format-standard","hentry","category-car-accidents","tag-portland-car-accident-lawyer","tag-portland-car-collision-attorney"],"yoast_head":"\nHow Does My Car Insurance Determine the Worth of My Personal Injury Case?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pdxinjurylaw.com\/es\/insurance-case-worth-lawyer\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Does My Car Insurance Determine the Worth of My Personal Injury Case?\" \/>\n<meta property=\"og:description\" content=\"You\u2019re driving down the street in Portland, paying attention to the traffic all around you, and you proceed through a clear intersection because you have the green light. 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