{"id":19438,"date":"2015-12-07T08:27:53","date_gmt":"2015-12-07T16:27:53","guid":{"rendered":"https:\/\/pdxinjurylaw.com\/?p=19074"},"modified":"2015-12-07T08:27:53","modified_gmt":"2015-12-07T16:27:53","slug":"understanding-insurance-policy-limits","status":"publish","type":"post","link":"https:\/\/pdxinjurylaw.com\/es\/understanding-insurance-policy-limits\/","title":{"rendered":"Comprender los l\u00edmites de las p\u00f3lizas de seguros"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3230\" src=\"https:\/\/pdxinjurylaw.com\/wp-content\/uploads\/2011\/08\/lawsuit_settlement_1.jpg\" alt=\"lawsuit_settlement_1\" width=\"300\" height=\"250\" \/><\/p>\n<p>Todas las p\u00f3lizas de seguro tienen l\u00edmites. Se trata de la cantidad m\u00e1xima que la compa\u00f1\u00eda de seguros tendr\u00e1 que pagar. Los l\u00edmites del seguro de autom\u00f3vil suelen indicarse mediante dos cifras separadas por una barra. Por ejemplo, en el momento de redactar este art\u00edculo, el art\u00edculo 806.070 del C\u00f3digo de Leyes de Oreg\u00f3n (ORS) exige que una p\u00f3liza de autom\u00f3vil emitida en Oreg\u00f3n tenga l\u00edmites de responsabilidad civil de al menos 25 000 \/ 50 000.<\/p>\n<p>La primera cifra ($25 000) es la cantidad m\u00e1xima que la compa\u00f1\u00eda de seguros tiene que pagar <em>a cualquier persona <\/em>en un accidente. Por lo tanto, si la persona que caus\u00f3 el accidente tiene l\u00edmites de $25 000\/$50 000, su compa\u00f1\u00eda de seguros nunca tendr\u00e1 que pagar m\u00e1s de $25 000 por una reclamaci\u00f3n.<\/p>\n<p>La segunda cifra ($50 000) es la cantidad m\u00e1xima que la compa\u00f1\u00eda de seguros tendr\u00e1 que pagar en cualquier caso <em>para el accidente<\/em>. As\u00ed que, si tres personas resultaran heridas o fallecieran en el accidente, la compa\u00f1\u00eda nunca tendr\u00eda que pagar m\u00e1s de $25 000 a una sola persona, pero tampoco tendr\u00eda que pagar m\u00e1s de $50 000 por las tres personas en total. Lo que significa que cada persona podr\u00eda recibir menos de $25 000. Si la persona choca contra un autob\u00fas y lesiona a 50 personas, cada una podr\u00eda recibir un promedio de solo $1,000, porque la aseguradora nunca tiene que pagar m\u00e1s de $50,000 por todo el accidente.<\/p>\n<p>$25 000 \/ $50 000 es el l\u00edmite m\u00ednimo legal de la p\u00f3liza de seguro de autom\u00f3vil en Oreg\u00f3n. Muchas personas tienen m\u00e1s: $50,000 \/ $100,000, o $100,000 \/ $300,000, o incluso $250,000 \/ $500,000.<\/p>","protected":false},"excerpt":{"rendered":"<p>Todas las p\u00f3lizas de seguros tienen l\u00edmites. Es la cantidad m\u00e1xima que la compa\u00f1\u00eda de seguros tendr\u00e1 que pagar. Los l\u00edmites del seguro de autom\u00f3vil se expresan normalmente en dos n\u00fameros con una barra entre ellos. Por ejemplo, a partir de este escrito, ORS 806.070 requiere que una p\u00f3liza de autom\u00f3vil emitida en Oregon debe tener l\u00edmites de responsabilidad de al menos... <a class=\"fancy_link\" href=\"https:\/\/pdxinjurylaw.com\/es\/understanding-insurance-policy-limits\/\">leer m\u00e1s<\/a><\/p>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_content_optimizer_report_url":"","_content_optimizer_report_added":"","_content_optimizer_keyword_hide_used":false,"_content_optimizer_keyword_hide_above_average":false,"_content_optimizer_entities_hide_used":false,"_content_optimizer_entities_hide_above_average":false,"_content_optimizer_headings_hide_used":false,"_content_optimizer_questions_hide_used":false,"_content_optimizer_tab_active":"","_content_optimizer_report_url_ce":"","_content_optimizer_report_added_ce":"","_content_optimizer_keyword_hide_used_ce":false,"_content_optimizer_keyword_hide_above_average_ce":false,"_content_optimizer_entities_hide_used_ce":false,"_content_optimizer_entities_hide_above_average_ce":false,"_content_optimizer_headings_hide_used_ce":false,"_content_optimizer_questions_hide_used_ce":false,"_content_optimizer_tab_active_ce":""},"categories":[42],"tags":[538,539,388,285,478,389,17],"class_list":["post-19438","post","type-post","status-publish","format-standard","hentry","category-insurance-adjuster","tag-insurance-policy-limits","tag-oregon-injury-accidnet","tag-oregon-wrongful-death","tag-personal-injury-2","tag-portland-car-accident","tag-portland-wrongful-death","tag-wrongful-death"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding Insurance Policy Limits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pdxinjurylaw.com\/es\/understanding-insurance-policy-limits\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Insurance Policy Limits\" \/>\n<meta property=\"og:description\" content=\"Every insurance policy has limits. This is the maximum amount that the insurance company will have to pay. Automobile insurance limits are typically quoted as two numbers with a slash between them. For example, as of this writing, ORS 806.070 requires that an automobile policy issued in Oregon must have liability limits of at least... read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pdxinjurylaw.com\/es\/understanding-insurance-policy-limits\/\" \/>\n<meta property=\"og:site_name\" content=\"PDX Injury Law\" \/>\n<meta property=\"article:published_time\" content=\"2015-12-07T16:27:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pdxinjurylaw.com\/wp-content\/uploads\/2011\/08\/lawsuit_settlement_1.jpg\" \/>\n<meta name=\"author\" content=\"DuBois Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"DuBois Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" 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