{"id":18334,"date":"2014-11-21T15:27:47","date_gmt":"2014-11-21T23:27:47","guid":{"rendered":"https:\/\/pdxinjurylaw.com\/?p=18334"},"modified":"2014-11-21T15:27:47","modified_gmt":"2014-11-21T23:27:47","slug":"what-is-pip-personal-injury-protection","status":"publish","type":"post","link":"https:\/\/pdxinjurylaw.com\/es\/what-is-pip-personal-injury-protection\/","title":{"rendered":"\u00bfQu\u00e9 es la PIP (Protecci\u00f3n de Da\u00f1os Personales)?"},"content":{"rendered":"

Personal Injury Protection (PIP) coverage and claims have to do with “no fault” car insurance. \u00a0What this means<\/a> is that if you are injured in an auto, bicycle or pedestrian accident, your auto insurance provides a minimum of one year and $15,000 in no-fault medical coverage. \u00a0PIP insurance also provides wage loss coverage. \u00a0PIP should help pay your medical expenses if you are struck by a motor vehicle.<\/p>\n

A PIP<\/a> claim is one you make against your own insurer for payment of medical bills and lost earnings. \u00a0Your insurer will pay your medical bills and will reimburse you for some or all of your lost earnings up to the amount of your claim or $15,000, whichever is lower. \u00a0If your medical bills exceed the $15,000 then you are responsible for paying them. \u00a0If you have health insurance then they will pay your medical bills moving forward. \u00a0If you have Medicare or Medicaid programs then they will pay your bills. \u00a0Without any insurance, you will have to pay out of pocket for your further medical expenses.<\/p>\n

It is important to cooperate with your insurer in a PIP claim. PIP laws may require you to give your insurer a recorded statement and will most likely require you to attend a medical examination with a physician selected by the PIP insurer. \u00a0The insurance company can terminate your PIP benefits if you do not cooperate.<\/p>","protected":false},"excerpt":{"rendered":"

La cobertura y las reclamaciones de la Protecci\u00f3n contra Lesiones Personales (PIP) tienen que ver con el seguro de coche \"sin culpa\". Esto significa que si usted sufre lesiones en un accidente de autom\u00f3vil, bicicleta o peat\u00f3n, su seguro de autom\u00f3vil le proporciona un m\u00ednimo de un a\u00f1o y $15.000 de cobertura m\u00e9dica sin culpa. El seguro PIP tambi\u00e9n proporciona cobertura por p\u00e9rdida de salario. PIP debe... leer m\u00e1s<\/a><\/p>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_content_optimizer_report_url":"","_content_optimizer_report_added":"","_content_optimizer_keyword_hide_used":false,"_content_optimizer_keyword_hide_above_average":false,"_content_optimizer_entities_hide_used":false,"_content_optimizer_entities_hide_above_average":false,"_content_optimizer_headings_hide_used":false,"_content_optimizer_questions_hide_used":false,"_content_optimizer_tab_active":"","_content_optimizer_report_url_ce":"","_content_optimizer_report_added_ce":"","_content_optimizer_keyword_hide_used_ce":false,"_content_optimizer_keyword_hide_above_average_ce":false,"_content_optimizer_entities_hide_used_ce":false,"_content_optimizer_entities_hide_above_average_ce":false,"_content_optimizer_headings_hide_used_ce":false,"_content_optimizer_questions_hide_used_ce":false,"_content_optimizer_tab_active_ce":""},"categories":[4,122],"tags":[331,365,366,281,292,228,367,66],"class_list":["post-18334","post","type-post","status-publish","format-standard","hentry","category-personal-injury","category-personal-injury-process","tag-claim","tag-health-insurance","tag-no-fault-insurance","tag-personal-injury-attorney","tag-personal-injury-law","tag-personal-injury-lawyer","tag-personal-injury-protection","tag-pip"],"yoast_head":"\nWhat 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