{"id":18285,"date":"2014-10-22T09:50:56","date_gmt":"2014-10-22T16:50:56","guid":{"rendered":"https:\/\/pdxinjurylaw.com\/?p=18285"},"modified":"2014-10-22T09:50:56","modified_gmt":"2014-10-22T16:50:56","slug":"what-is-uninsured-motorist-coverage","status":"publish","type":"post","link":"https:\/\/pdxinjurylaw.com\/es\/what-is-uninsured-motorist-coverage\/","title":{"rendered":"\u00bfQu\u00e9 es la cobertura de conductor no asegurado?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-18286\" src=\"https:\/\/pdxinjurylaw.com\/wp-content\/uploads\/2014\/10\/Dollarphotoclub_11182815-300x200.jpg\" alt=\"Personal Injury Lawsuit\" width=\"300\" height=\"200\" \/><\/p>\n<p>\u00bfSab\u00edas que en caso de un accidente automovil\u00edstico con un conductor culpable no asegurado, puedes usar <a href=\"http:\/\/www.alllaw.com\/articles\/nolo\/auto-accident\/uninsured-motorist-coverage.html\">sin seguro<\/a> \u00bfCobertura para motoristas? Esta cobertura te protege bajo estas circunstancias. Funciona de la siguiente manera: presentas una reclamaci\u00f3n contra tu propia compa\u00f1\u00eda de seguros, hasta el l\u00edmite de la cobertura, en lugar de hacerlo contra el otro conductor.<\/p>\n<p>La mayor\u00eda de los estados establecen un monto m\u00ednimo de cobertura para conductores sin seguro de alrededor de 20 000 d\u00f3lares. La cobertura para conductores sin seguro no puede superar el monto de su cobertura principal.<\/p>\n<p>El principal beneficio de la cobertura para automovilistas sin seguro es que usted obtiene seguro contra ser chocado por un conductor sin seguro. Incluso si usted cree que ocurrir\u00e1 un accidente con un automovilista sin seguro, es importante asegurarse de que de todos modos tenga suficiente cobertura.<\/p>\n<p>Un aspecto negativo de la cobertura de conductor no asegurado podr\u00eda ser que podr\u00edas perder el derecho a demandar al conductor negligente por da\u00f1os y perjuicios, ya que te limitar\u00edas a la cantidad que puedas recuperar de tu propia compa\u00f1\u00eda de seguros. Por lo dem\u00e1s, no hay inconvenientes en tener esta cobertura.<\/p>\n<p>En caso de un accidente con un conductor sin seguro, aseg\u00farate de contactar a tu compa\u00f1\u00eda de seguros lo antes posible. Algunas p\u00f3lizas tienen plazos estrictos para presentar el reclamo. Una de las diferencias m\u00e1s importantes de este tipo de reclamaci\u00f3n es que, si t\u00fa y la aseguradora no logran acordar una cifra de liquidaci\u00f3n, no podr\u00e1s demandar a tu aseguradora. En cambio, el reclamo se enviar\u00e1 a arbitraje vinculante y el \u00e1rbitro decidir\u00e1 qui\u00e9n gana.<\/p>","protected":false},"excerpt":{"rendered":"<p>Did you know that in the event of a car accident with an uninsured at-fault driver, you can use uninsured motorist coverage?\u00a0 This coverage protects you under these circumstances. How it works is that you make a\u00a0claim against your own insurance company, for up to the limit of coverage, instead of against the other driver&#8230;. <a class=\"fancy_link\" href=\"https:\/\/pdxinjurylaw.com\/es\/what-is-uninsured-motorist-coverage\/\">leer m\u00e1s<\/a><\/p>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_content_optimizer_report_url":"","_content_optimizer_report_added":"","_content_optimizer_keyword_hide_used":false,"_content_optimizer_keyword_hide_above_average":false,"_content_optimizer_entities_hide_used":false,"_content_optimizer_entities_hide_above_average":false,"_content_optimizer_headings_hide_used":false,"_content_optimizer_questions_hide_used":false,"_content_optimizer_tab_active":"","_content_optimizer_report_url_ce":"","_content_optimizer_report_added_ce":"","_content_optimizer_keyword_hide_used_ce":false,"_content_optimizer_keyword_hide_above_average_ce":false,"_content_optimizer_entities_hide_used_ce":false,"_content_optimizer_entities_hide_above_average_ce":false,"_content_optimizer_headings_hide_used_ce":false,"_content_optimizer_questions_hide_used_ce":false,"_content_optimizer_tab_active_ce":""},"categories":[35,122],"tags":[44,65,292,274],"class_list":["post-18285","post","type-post","status-publish","format-standard","hentry","category-oregon-laws","category-personal-injury-process","tag-car-accident","tag-insurance","tag-personal-injury-law","tag-uninsured-motorist"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is Uninsured Motorist Coverage?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pdxinjurylaw.com\/es\/what-is-uninsured-motorist-coverage\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Uninsured Motorist Coverage?\" \/>\n<meta property=\"og:description\" content=\"Did you know that in the event of a car accident with an uninsured at-fault driver, you can use uninsured motorist coverage?\u00a0 This coverage protects you under these circumstances. 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