{"id":5824,"date":"2011-11-10T12:54:21","date_gmt":"2011-11-10T20:54:21","guid":{"rendered":"https:\/\/pdxinjurylaw.com\/?page_id=5824"},"modified":"2022-05-17T14:59:49","modified_gmt":"2022-05-17T14:59:49","slug":"video-how-much-car-insurance-do-i-need-in-oregon","status":"publish","type":"page","link":"https:\/\/pdxinjurylaw.com\/es\/video\/video-how-much-car-insurance-do-i-need-in-oregon\/","title":{"rendered":"How Much Car Insurance Do I Need in Oregon?"},"content":{"rendered":"<p><strong>The Minimum Requirements for Your Auto Insurance Policy and Our Recommendations<\/strong><\/p>\n<p><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/Q6_sQ6gmbn4\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p style=\"text-align: left;\">In Oregon, if you buy car insurance, (which you know everybody has to because it&#8217;s the law) if you&#8217;re driving a car <strong>you only have to buy $25,000 worth of liability coverage which is not very much at all<\/strong>. But you can get away with buying just that much because that&#8217;s all the law requires.<\/p>\n<p style=\"text-align: left;\">So when you call up Geico or Progressive or one of the other cheap car insurance companies and say, &#8220;You know, give me the cheapest policy I can possibly get,&#8221; &#8212; they&#8217;re telling you on their TV ads you&#8217;re going to get $25,000 worth of coverage. That&#8217;s coverage that you&#8217;re buying for yourself if you hit somebody. It&#8217;s also coverage if somebody hits you and they don&#8217;t have enough insurance.<\/p>\n<p style=\"text-align: left;\">So if you buy $25,000, and somebody else that hits you has $25,000.00 Oregon law says you&#8217;re not going to get anything from your insurance policy.<\/p>\n<p style=\"text-align: left;\">You can add on hundreds of thousands of dollars of coverage (that will cover you if somebody hits you and doesn&#8217;t have enough insurance to cover your bills) for pennies a year. It&#8217;s cheaper than health insurance. I&#8217;ve seen people buy supplemental policies that are expensive and pay $50-$60 a month. You don&#8217;t have to do that with car insurance. It&#8217;s cheap to get above that minimum level. So I tell everybody this, and my friends and neighbors get sick of hearing me say it &#8212; <strong>&#8220;Buy as much car insurance as you possibly can!&#8221;<\/strong><\/p>\n<p style=\"text-align: left;\">If you, god forbid, end up hurting somebody else by not paying attention, you&#8217;re going to have enough insurance to cover what you did. And if you don&#8217;t, somebody can come after you for your house or your other assets so it&#8217;s a great idea all the way around. It takes out that risk factor of some driver out there that&#8217;s trying to scrimp and save that&#8217;s not bought enough insurance. What I have, and what you should have, is as much as you can afford on your own insurance policy.<\/p>\n<p style=\"text-align: left;\">So if somebody hits me and really injures me, <strong>I have $1,000,000 in coverage because it&#8217;s cheap once you get up that high. It&#8217;s really cheap.<\/strong> I think I paid an extra $100\/year bumping up from whatever I had before, $300,000 or something. so it&#8217;s really cheap to get that much coverage. The other thing it does: if I hurt somebody on the street accidently it covers what I&#8217;ve done. So it&#8217;s a great thing to have and it&#8217;s not a place to save money. You just need to call up your insurance agent and say I want as much liability insurance as I can afford.<\/p>\n<p style=\"text-align: left;\"><strong>I recommend $300,000. That will give you protection if you hit somebody, AND if you get hit by somebody who doesn&#8217;t have enough insurance.<\/strong> You can&#8217;t control how stupid people are on the road, and when they are careless and negligent and don&#8217;t pay attention, but you can still protect yourself.<\/p>\n<div style=\"margin: 40px 0px 40px 0px;\" align=\"center\">\n<h3 style=\"text-align: left;\">Temas relacionados con los da\u00f1os personales:<\/h3>\n<ul>\n<li style=\"text-align: left;\"><a href=\"https:\/\/pdxinjurylaw.com\/es\/oregon-injury-resources\/oregon-auto-insurance-claims\/\">Oregon Auto Insurance Claims, by Company<\/a><\/li>\n<li style=\"text-align: left;\"><a href=\"https:\/\/pdxinjurylaw.com\/es\/faqs\/personal-injury-protection\/\">Using Personal Injury Protection to Pay Bills and Lost Wages<\/a><\/li>\n<\/ul>\n<\/div>\n<div style=\"margin: 40px 0px 40px 0px;\" align=\"center\"><a href=\"http:\/\/www.freeoregonaccidentbooks.com\" target=\"_blank\" rel=\"nofollow noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7099\" title=\"oregon accident attorney\" src=\"https:\/\/pdxinjurylaw.com\/wp-content\/uploads\/2011\/07\/seven-mistakes-book6.jpg\" alt=\"\" width=\"667\" height=\"180\" \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>The Minimum Requirements for Your Auto Insurance Policy and Our Recommendations In Oregon, if you buy car insurance, (which you know everybody has to because it&#8217;s the law) if you&#8217;re driving a car you only have to buy $25,000 worth of liability coverage which is not very much at all. But you can get away&#8230; <a class=\"fancy_link\" href=\"https:\/\/pdxinjurylaw.com\/es\/video\/video-how-much-car-insurance-do-i-need-in-oregon\/\">leer m\u00e1s<\/a><\/p>","protected":false},"author":7,"featured_media":0,"parent":2839,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":"","_content_optimizer_report_url":"","_content_optimizer_report_added":"","_content_optimizer_keyword_hide_used":false,"_content_optimizer_keyword_hide_above_average":false,"_content_optimizer_entities_hide_used":false,"_content_optimizer_entities_hide_above_average":false,"_content_optimizer_headings_hide_used":false,"_content_optimizer_questions_hide_used":false,"_content_optimizer_tab_active":"","_content_optimizer_report_url_ce":"","_content_optimizer_report_added_ce":"","_content_optimizer_keyword_hide_used_ce":false,"_content_optimizer_keyword_hide_above_average_ce":false,"_content_optimizer_entities_hide_used_ce":false,"_content_optimizer_entities_hide_above_average_ce":false,"_content_optimizer_headings_hide_used_ce":false,"_content_optimizer_questions_hide_used_ce":false,"_content_optimizer_tab_active_ce":""},"class_list":["post-5824","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Much Car Insurance Do I Need in Oregon?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pdxinjurylaw.com\/es\/video\/video-how-much-car-insurance-do-i-need-in-oregon\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much Car Insurance Do I Need in Oregon?\" \/>\n<meta property=\"og:description\" content=\"The Minimum Requirements for Your Auto Insurance Policy and Our Recommendations In Oregon, if you buy car insurance, (which you know everybody has to because it&#8217;s the law) if you&#8217;re driving a car you only have to buy $25,000 worth of liability coverage which is not very much at all. 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