{"id":18810,"date":"2023-05-02T14:48:47","date_gmt":"2023-05-02T14:48:47","guid":{"rendered":"https:\/\/pdxinjurylaw.com\/?post_type=faqs&p=18810"},"modified":"2023-06-22T16:36:01","modified_gmt":"2023-06-22T16:36:01","slug":"what-if-the-person-who-hit-me-has-low-insurance-policy-limits","status":"publish","type":"page","link":"https:\/\/pdxinjurylaw.com\/es\/faqs\/what-if-the-person-who-hit-me-has-low-insurance-policy-limits\/","title":{"rendered":"\u00bfY si la persona que me choc\u00f3 tiene l\u00edmites de seguro bajos?"},"content":{"rendered":"

Seguro insuficiente para cubrir las facturas despu\u00e9s de un accidente<\/h2>\n

Si ha resultado gravemente herido en un accidente automovil\u00edstico en Portland, y el costo total de los da\u00f1os para usted excede el l\u00edmite del seguro del\"paying<\/strong> persona que te atropell\u00f3, existen otras formas para que consigas el dinero adicional que te mereces. A Portland abogado de lesiones personales<\/a> puede ayudar cuando la persona culpable tiene l\u00edmites de seguro bajos (lo que significa que no hay suficiente seguro para cubrir tus da\u00f1os).<\/p>\n

Supongamos que un jurado decide que tus lesiones tienen un valor de $75,000, pero la persona que te atropell\u00f3 solo tiene un seguro por valor de $25,000. Aun as\u00ed, es posible que puedas cobrar los $50,000 adicionales a trav\u00e9s de tu cobertura UIM o reclamando directamente a esa persona.<\/p>\n

UIM significa Automovilista con Seguro Insuficiente; tu seguro de autom\u00f3vil deber\u00eda incluir cobertura UIM. Si te golpea alguien que no tiene suficiente seguro para compensarte, tu cobertura UIM deber\u00eda intervenir y cubrir la diferencia por el seguro bajo.\u00a0Te recomendamos que cuentes con una cobertura UIM de al menos 250 000 por persona y 500 000 por accidente. A esto se le conoce como cobertura 250\/500. Esta cobertura te proteger\u00e1 a ti y a tu familia en caso de que te atropelle alguien que no tenga suficiente seguro.
\n<\/strong><\/p>\n

Es posible que tambi\u00e9n puedas cobrarselo a la persona que te choc\u00f3. Esto puede ser o no una buena idea, dependiendo de los bienes de esa persona. Si la persona que te choc\u00f3 no tiene nada de dinero, intentar cobrarselo es una p\u00e9rdida de tiempo y dinero. Por otro lado, si la persona es bastante adinerada, puede valer la pena. A\u00a0abogado de accidente de coche en Portland<\/a> sabr\u00e1 c\u00f3mo investigar la situaci\u00f3n financiera de la persona que lo atropell\u00f3 y podr\u00e1 aconsejarle sobre si vale la pena o no intentar cobrar directamente.<\/p>","protected":false},"excerpt":{"rendered":"

Not Enough Insurance to Cover Bills After an Accident If you have been seriously injured in a Portland car crash, and the total cost of damages to you exceeds the insurance limit of the person who hit you, there are other ways for you to collect the additional money you deserve. A Portland personal injury… leer m\u00e1s<\/a><\/p>","protected":false},"author":7,"featured_media":0,"parent":63509,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_content_optimizer_report_url":"","_content_optimizer_report_added":"","_content_optimizer_keyword_hide_used":false,"_content_optimizer_keyword_hide_above_average":false,"_content_optimizer_entities_hide_used":false,"_content_optimizer_entities_hide_above_average":false,"_content_optimizer_headings_hide_used":false,"_content_optimizer_questions_hide_used":false,"_content_optimizer_tab_active":"","_content_optimizer_report_url_ce":"","_content_optimizer_report_added_ce":"","_content_optimizer_keyword_hide_used_ce":false,"_content_optimizer_keyword_hide_above_average_ce":false,"_content_optimizer_entities_hide_used_ce":false,"_content_optimizer_entities_hide_above_average_ce":false,"_content_optimizer_headings_hide_used_ce":false,"_content_optimizer_questions_hide_used_ce":false,"_content_optimizer_tab_active_ce":""},"class_list":["post-18810","page","type-page","status-publish","hentry"],"yoast_head":"\nWhat 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